There are so many funny memes describing what we all go through in life, also there are some that we may not have went through but we can also relate to. Like there is this one that I can relate to when it comes to my personal finance.
![money meme list](https://i0.wp.com/declineofscarcity.com/wp-content/uploads/2020/01/when-someone-owes-you-money.jpg?resize=504%2C335)
After opening up a new browser window to search for an offer code to keep your expenses down, you see on Facebook that the friend you lent money to is spending all his money…without paying you back first.
This meme is explaining the meaning of you knowing you gave someone help so they can buy or do whatever they needed to, but knowing they owe you back, people that has borrowed from you will not call you or answer you, then you realize they still haven’t paid you any money so they see you all on social media expressing you are living your best life, meaning enjoying your money they owe you from helping them out.
![](https://i1.wp.com/declineofscarcity.com/wp-content/uploads/2020/01/scarface-money.png?resize=438%2C338)
This other meme is a good one when it comes to financial stability. This one is relatable, because its telling you that money can’t buy you happiness. But then again being broke can’t buy you anything at all. Without money, all the Black Friday sales in the world mean nothing.
![](https://i2.wp.com/declineofscarcity.com/wp-content/uploads/2020/01/funny-memes-about-money-9.jpg?resize=441%2C438)
This link is describing a meme that expresses instead of focusing on people that dislikes you or you dislikes them, he means he rather have focus on money that never had to question his likes or trust.
![high spirited money meme](https://i0.wp.com/declineofscarcity.com/wp-content/uploads/2020/01/high-spirited-Money-meme.jpg?resize=440%2C445)
This one explains all of our personal finances that we all go through in life, we go out and buy things we don’t really need but think we do, and then realizes why we are always going broke so fast.
![](https://i0.wp.com/declineofscarcity.com/wp-content/uploads/2020/01/earn-commission-meme.jpg?resize=680%2C383)
That feeling when you make your first commission. And you feel as if you can explore the world or finally take a vacation. Everyone tries very hard at what they do especially on a job because of their own personal finance.
![](https://i0.wp.com/declineofscarcity.com/wp-content/uploads/2020/01/paying-taxes-.jpg?resize=680%2C357)
Another meme is very funny that all of do and that is give back taxes from out of every paycheck. Meaning that every paycheck we get or from taxes and it all adds up, we get excited of the full amount have been made but then the government takes out nearly a big amount as in its his money too.
![](https://i2.wp.com/declineofscarcity.com/wp-content/uploads/2020/01/spending-unnecessary-money-aint-nobody-gottime-for-that-memes-com-17633764.png?resize=500%2C397)
This one is hilarious and can explain the meaning of personal finance when you spending money on something that isn’t worth it, and realize that it really was not worth the time or cost to just spend and now your feelings hurt cause your money low or your either broke.
![](https://i1.wp.com/declineofscarcity.com/wp-content/uploads/2020/01/cant-spend-money-if-you-have-no-money.jpeg?resize=380%2C314)
This meme is like a knowledge post its saying if you don’t have any money you can not spend any money because its common since that you are broke and do not have any money .
![](https://i2.wp.com/declineofscarcity.com/wp-content/uploads/2020/01/10-Very-Funny-Memes-About-Spending-Money-These-Are-So-Real-48684-2.png?resize=421%2C504)
When you check your bank account and could have sworn you have had more plenty of money then just $3 in the bank account, and now your shocked at how much you have been spending off of your card. After buying things and being picky, we all witness our bank account low til the point where we tell ourselves okay, I have to do better at this spending and spend wisely cause its getting out of hand.
![I don't know how much is in my bank account - money memes](https://i2.wp.com/declineofscarcity.com/wp-content/uploads/2020/01/my-bank-account-broke-meme.jpg?resize=650%2C637)
When you know you have been spending and you are afraid to look at your bank account because you know you been spending so much money, sometimes we spend the money that wasn’t meant to be touched cause of our personal needs, and once its gone or hallway gone we get surprised and sometimes sad.
These memes are hilarious to me because its relatable and very more so understanding and it explains in little meanings what we have all been through or going through at the moment, and this is amazing to see that everyone live and learn from their mistakes while spending and offering money, knowing we need it due to our personal important needs, instead we are out spending as if we are rich or can magically gain it back.
These memes expresses people being sad, mad, angry, shocked, and depressed, at the amount of money that have been gained and takin away very easy also when working you witness how much you could have gained back but then their is taxes you must pay back to the government. But everything is part of life money wise as well.
There are a few memes that I went through with myself expressing how it feels to lose and then check the bank balance and realize I’ve been spending way too much amount of money, why save when spending, it just doesn’t make any since, when you can take out personal expenses and spend what’s called chunk change. Personally I would save what’s important and hold side change to spend.